Residential · Buy

Find the right home — with an agent who reads the data first.

From a first condo to a waterfront estate, I help buyers move with conviction: off-market access, real comps on every offer, and a clear read on where each neighborhood is heading. No pressure, just better information.

Run Your Buying Power → Search Listings

Buyer toolkit

Know your numbers before you shop.

Estimates · your lender's quote is the real one

Your buying power

Turn a monthly budget into a price range.

Monthly budget (P&I)

Down payment

Rate %

Term

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Taxes, insurance and HOA come on top — model the full monthly cost in the calculator.

The rate is an example — plug in your lender's actual quote. Pre-approval turns this estimate into a real budget; I'll introduce you to lenders, including cross-border options.

Model the full payment →

Cash to close

What you'll actually need to bring, roughly.

Purchase price

Down payment %

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Cash buyers skip the loan but not the closing costs — and a clean proof of funds makes any offer stronger.

Closing costs in Florida typically run about 2–5% of the price — title, taxes, inspections and lender fees. I'll give you a precise estimate for any specific deal before you offer.

Get a deal-specific estimate →

Which buyer are you?

Pick your situation — get the game plan.

Educational estimates, not lending advice — your lender's written quote and pre-approval are the real numbers. Get lender introductions →

From search to keys, the smart way.

Strategy call

We get specific on budget, must-haves and timeline, so the search is focused, not a flood of listings.

Get pre-approved

I connect you with a trusted lender, including cross-border options, so you know your real budget and your offer carries weight.

Search & tour

MLS inventory plus the pre-market and off-market opportunities my network surfaces before Zillow. Live video tours if you're remote.

Offer & negotiate

Every offer is backed by comps and current demand, so we negotiate from evidence, and protect you with the right terms.

Close & keys

I manage inspections, financing and the closing timeline end to end, keeping you informed right up to the keys.

Off-market & pre-market opportunities before the crowd.
Real comps and a pricing read on every offer.
Neighborhood intelligence, block by block.
Lender introductions, including cross-border for international buyers.
Honest advice on whether a deal is actually worth it.
Full coordination through inspection, financing and closing.

Start Your Search → 786-578-6900

Explore neighborhoods

Start with the right pocket of Miami.

All neighborhoods →

BrickellLuxury condo capitalSee it on the live map →

Coral GablesEstablished prestigeSee it on the live map →

Miami BeachOceanfront iconSee it on the live map →

Coconut GroveWalkable & lushSee it on the live map →

EdgewaterBayfront new-buildSee it on the live map →

Key BiscayneIsland livingSee it on the live map →

Bal HarbourOceanfront luxurySee it on the live map →

PinecrestLarge lots, top schoolsSee it on the live map →

Before you offer

Know your numbers — and your edge.

🧮 Mortgage Calculator

Estimate your monthly payment

Principal, interest, taxes, insurance and HOA, so we search in the right range.

Open Calculator → 🌎 International & Canadian

Buying from outside the U.S.?

Cross-border financing, taxes, and how to close remotely, plus a currency converter and snowbird day counter in the buyer toolkit.

Buyer Resources → 🤫 Off-Market Access

The best homes never get listed

I reach out directly to owners in the buildings and streets you want, and surface pre-market opportunities before they go public.

Off-Market Search →

Buyer FAQ

Questions buyers actually ask.

How much do I need for a down payment?

It depends on the loan and the property. Conventional loans often start around 20% down, but there are programs that require less, and cash is common in Miami's luxury tier. The cleanest answer comes from a quick pre-approval; in the meantime you can model the monthly cost with the mortgage calculator.

Who pays my agent as the buyer?

Buyer-agent compensation is negotiable and is spelled out in a written agreement before we start touring. In many deals the seller's side still contributes, but it's no longer assumed, so I'll walk you through exactly how it works for your purchase, in writing, with no surprises.

How long does buying take?

From a serious search to keys is often a few weeks to a few months, depending on inventory, financing, and how decisive we are. Being pre-approved (or paying cash) speeds up every step.

Can I buy from another country or out of state?

Absolutely, it's a big part of my business. Virtual tours, remote closing, lender introductions and a team on the ground mean distance is no obstacle. See the international & Canadian buyer resources.

Should I get pre-approved before looking?

Yes. A pre-approval tells us your real budget and makes your offer credible in a competitive market. It's quick, and I'll point you to a lender who fits your situation, including cross-border options.

What are closing costs?

Plan for roughly 2–5% of the purchase price for closing — title, taxes, inspections and lender fees — on top of your down payment. Run a quick range in the buyer toolkit, and I'll give you a clear estimate for your specific deal so nothing is a surprise.

Start your search

Tell me what you're looking for.

Share a few details and I'll put together a tailored shortlist — including off-market options — and reach out to talk through your search. No pressure, no spam.

What you'll get back

A curated shortlist matched to your criteria.
Off-market & pre-market opportunities.
Lender intros if you need them, including cross-border.

WhatsApp iMessage

Call / Text786-578-6900 Emaileponteojeda@gmail.com